About UMI Pearls

UMI Pearls has been in the business of culturing, nurturing, trading and developing high quality pearls for more than half a century. 
With more than 50,000 stylish and pleased customers to date, UMI Pearls passionately believe in providing luxurious yet affordable, distinctive pearl Jewellery and are deeply committed to offering the very best in competitive pricing. Come with us on a beautiful voyage of pearls; discover the special gift for your loved one or the perfect timeless piece of pearl Jewellery for any occasion.

Check out with your Smiles points

Pay with Smiles points when shopping online at selected online shops. Don’t have enough Smiles points for your purchase? Don’t worry, you can pay the remaining amount with your cash to get the reward that you want.

Look for the PointsPay logo when checking out. How it works

How it works

Shop online with your favourite merchant and proceed to checkout as you normally would
Look out for a PointsPay button or logo when selecting your payment method
Log in with your program credentials and pay with any combination of Smiles points and payment card